Are You Adequately Covered If You Were Sued?
Do you have assets beyond your current Auto and Homeowners policy liability limits? Does your property have high-risk features, such as a swimming pool or dogs?
Cover Your Liability Exposures
A Personal Umbrella policy provides an “umbrella” of protection for catastrophic liability losses. Usually coverage begins at $1,000,000 and provides extra liability protection above that provided by your auto and/or home insurance. If you were in a car accident and severely injure someone, or a fire sweeps through your condominium and spreads to other units resulting in several lawsuits against you, even if the court decides in your favor the defense costs alone can be staggering. By not having a personal umbrella policy you might be risking everything: your car, your home, the lifestyle you and your family enjoy, even your future income.
Carefree Living
A Personal Umbrella policy covers not just you, but all members of your household, while at home or traveling, even worldwide. The good news is that considering the extra security and protection it provides, a Personal Umbrella policy is surprisingly inexpensive. The average cost is $200-$300 a year.
You can mount a powerful defense against a financially devastating lawsuit. Let our knowledgeable agents customize a plan to meet your individual needs.
