Skip to the content

T.W.C Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Do I Need Tornado Insurance In My Area?

According to the Insurance Information Institute (III), approximately 1,200 tornadoes touch down in the U.S. every year, with wind speeds as high as 300 mph. Peak tornado season is April through June or July. The most severe tornadoes tend to occur in the spring when they strike the Southeast, a more densely populated area than the Great Plains. III states that the South has more...

Top 7 Considerations When Choosing A Group Health Plan To Offer

Employee benefits are a key factor in recruiting and retaining top talent. Group health insurance is an important part of your employee benefits package that helps your company compete in the marketplace. If you are shopping for a group health plan, the following rank among the top factors to consider. Number Of Employees To be eligible for group health insurance, you must have between one...

Ladder Safety Tips: How To Choose The Right Ladder & Climb It Safely

When it comes to home maintenance, not every task happens at eye level. So whether you’re changing a light bulb or cleaning your gutters, a ladder is often needed to bring your project within reach. You may not think of these jobs as particularly dangerous, but there’s risk involved any time you leave the ground – even if it's only a few feet. In fact,...

How Long Will My Life Insurance Application Take?

Applying for life insurance may seem like a daunting process, but knowing what to expect can make it simpler and easier for you. Depending on a variety of factors, the underwriting approval process can take anywhere from a few days to a few months or longer. The following are the basic steps you can expect with a life insurance application process. Gather Up The Necessary...

Insuring Farm Vehicles: Do I Need Commercial Auto Insurance Or Agribusiness Insurance?

If you are in the field of agriculture, agribusiness insurance can help protect your entire business, including your farm equipment. If you have vehicles used on your farm or in your business, you will likely want to include commercial vehicle insurance in your agribusiness insurance package. Our knowledgeable agent can advise you on the insurance coverage you need and help you find the best available...