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T.W.C Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

5 Unconventional Businesses That Still Need Insurance

If you own a business, you need business insurance. No matter how unconventional your enterprise is, be assured, you have some exposure to risk. The following are unconventional businesses that still need insurance. Dog Walker Professional dog walkers need strength and stamina to keep up with the pets in their care. They also need financial protection in case of an accident. A basic dog walking...

How to Avoid Costly Claims from Winter Storms

Winter storms can do serious damage to your home. In 2021, storms during the winter months caused a record $15 billion in insured losses in the U.S., as reported by the Insurance Information Institute (III). Some of the costliest winter events by insured losses from 1950 to 2021 include: Polar vortex Freezes Blizzards Winter storms Winter damage Cold waves Ice storms Does Homeowners Insurance Cover...

Here are the Advantages to Having a Health Savings Account

Many employers today are offering high-deductible health insurance plans along with health savings accounts (HSAs). The downside is the high deductible – the amount you must pay out-of-pocket for covered medical expenses before your health plan kicks in. Nevertheless, HSAs have a number of benefits for employees. How Does a Health Savings Account Work? An HSA is a medical savings account that is only available...

11 Hacks to Deal with Snow and Ice on Your Car

Diversity & Inclusion at ERIETreating others with dignity and respect has been at the heart of ERIE’s values for nearly a century, and Diversity, Equity & Inclusion (DE&I) has been a formal department at ERIE for more than a decade. While our eight employee affinity networks provide a platform for employees to celebrate and educate one another, other programs like our DE&I Awareness training, Employee...

How to Recycle Your Christmas Tree

There’s nothing like coming home to the smell of fresh pine during the holidays. If you enjoyed a real Christmas tree all holiday season, you might now be wondering how to recycle your Christmas tree. If you’re like the majority of people, you’ll simply dispose of your tree after the holidays. Most cities have special curbside pickup schedules, so make sure to check out what your...