We are a team of experienced independent insurance agents throughout Pennsylvania, New York New Jersey and Delaware, free to choose the best carrier at the best price for your insurance needs. T.W. Cooper Insurance offers coverage from a carefully selected group of financially strong, reputable insurance companies. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service.
What We Offer
T.W. Cooper Insurance offers a complete line of commercial auto, property, liability, worker’s compensation, business umbrella and group health, disability and life, personal auto, homeowner’s, boat, motorcycle, umbrella, whole and term life insurance. In addition to ERIE, we also offer coverage from Progressive, Hartford, Chubb, AIG, Lehigh Mutual, Brethren Mutual and other companies.
The Independent Advantage
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. We have several companies that we can approach to get you the best coverage at the best price. And we know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of your options. It’s up to you to make the final choice, but it’s reassuring to know you are using an independent expert for this important financial decision.
In 1977, Russ Smale purchased the T.W. Cooper Insurance Agency in Coopersburg, Pennsylvania. Two years later, he acquired the Lee Stover Insurance Agency in nearby Sellersville, and his son Andrew joined the business. In 1985, his other son, Mike, came on board.
After Russ retired in 1992, Mike recruited Thomas Wilkinson and Leo Carlin to help grow T.W. Cooper’s commercial insurance business. By 2001, the agencies grew their business from $2 million to more than $15 million in annual premiums. A year later, Mike, Tom and Leo formed Commonwealth Insurance Group, LTD. The new entity purchased the Durn and Bieler Agency in East Greenville, Pennsylvania.
In 2006, the principals formed T.W. Cooper Insurance LLC, a partnership comprised of Mike, Tom and Leo, which added a new branch in Plumsteadville, Pennsylvania. T.W. Cooper Insurance, LLC then purchased the Roscoe P. Snyder Agency in Walnutport, Pennsylvania, in 2009 and the Scott Fisher Insurance Agency in Lehighton, Pennsylvania, in 2011.
Since 1977, the business has grown from only three employees to more than 30, and today manages more than $35 million in premiums and represents more than a dozen insurance companies.