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T.W.C Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Effective Risk Management Tips for Breweries

The craft beer industry has been built by passionate, talented brewers, who have invested their time and energy to create new flavors and brewing techniques. As the brewery grows, business risks arise that should be addressed before something goes wrong. These tips cover some of the basics of brewery risk mitigation. Proper Spill and Broken Glass Cleanup Processes A taproom is a popular and convivial...

Home Renovations That Can Affect Your Insurance

Renovating your home can enhance your living environment and increase the value of your property. Home renovations can be chaotic at first, with debris from demolitions piling up. While looking forward to an improved home environment, you need to be aware of some types of home renovations that could affect your insurance coverage. Pools A pool can significantly enhance the value of your home and...

Can Employers Reimburse Employees for Health Insurance?

Since 2020 with the enactment of the “21st Century Cures Act,” employers of any size could reimburse their employees for the costs of individual health insurance plans. The Affordable Care Act required employees with 50 or more employees who worked at least 30 hours per week, to offer health insurance. With a vast majority of US businesses having less than 50 employees, many people working...

What to Know When Buying a Hybrid or Electric Car

It’s safe to say that hybrid and electric vehicles have become part of mainstream culture since they first burst onto the scene in the late 1990s. Today, nearly every major automaker produces some type of hybrid or electric vehicle. In addition to small and midsize cars, there are now hybrid minivans and SUVs hitting the pavement. And, in response to the growing interest in alternative...

Outdoor TV Ideas: Essential Tips for Safety and Style

When done right, a backyard patio can become your very own outdoor oasis. It’s the perfect space to not only enjoy the weather, but host a range of activities – from grilling and entertaining to relaxing and spending time with the family. This is especially true in the wake of the COVID-19 pandemic. According to a recent survey, 90% of Americans say outdoor living spaces...