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T.W.C Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

What Is Cargo Insurance and Why Is It Important?

Transporting goods carries risks. Any number of things can go wrong with goods in transit. That is what makes cargo insurance so important. It can help protect the value of your goods against losses in transit by sea, air, or rail. Cargo insurance provides protection against financial loss for cargo that is lost or damaged due to a covered event. These typically include natural disasters,...

What to Know About Ice Storms: Causes, Effects and Safety

In many places, dealing with winter weather like snow, sleet and ice is a normal part of life. But there’s a less common type of winter storm that can cause significant damage no matter where you live: ice storms. Unlike a winter storm or blizzard that brings high winds and heavy snowfall, an ice storm results in the accumulation of ice on outdoor surfaces –...

Which Disasters Are Covered by Home Insurance?

Natural disasters can wreak havoc on a home – or destroy it entirely. Homeowner’s insurance provides financial protection against covered damages to your home and personal belongings, and liability for injuries to others in certain circumstances. No home insurance policy covers all natural disasters. It is important to understand the type of policy you have and which disasters it covers. What Does Standard Homeowners Insurance...

Best Seasonal Benefits Your Team Will Love

The benefits workers want most can change with the seasons. What seems particularly appealing in the spring or summer months may change in the fall or winter. The following are seasonal benefits your employees are bound to love. Let Them Off Early On Fridays This benefit is particularly popular during the summer months. Employees who are allowed to leave an hour early on Fridays appreciate...

Car Chip Shortage 2022: What’s Going On?

What do bicycles, toilet paper, hand sanitizer, refrigerators and kayaks have in common? They’ve all been in short supply at times during the COVID-19 pandemic. The pandemic has created unprecedented changes in supply and demand. Production shutdowns sent the price of lumber sky-high. Months spent quarantining led homeowners to spend more time outdoors, some taking on more DIY renovation projects. And fear of the unknown led to hoarding...